Four Los Angeles residents were charged with insurance fraud after staging fake bear attacks on luxury cars using a person in a bear costume, then submitting false claims to insurers. The case, called 'Operation Bear Claw,' involved three vehicles in Lake Arrowhead and was originally uncovered in November 2024; sentencing has now occurred. The scheme is a reminder of how sophisticated insurance fraud can be, and why insurers increasingly scrutinize video evidence submitted with claims.